1415 Elm Street Manchester, NH 03101   603.669.3925
25 Buttrick Road, Suite C3 Londonderry, NH 03053    603.432.8801
       
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    Insurance

    Our Insurance Plans

    We accept most major insurance plans offered in New Hampshire. We are also proud to participate in the Veteran’s Choice Program.

    If you do not see your insurance provider listed here or have any questions, please contact our office at (603) 669-3925. We will also gladly verify coverage for you.


      Commercial Insurance Plans

    • AARP
    • Aetna
    • Anthem Blue Cross/Blue Shield Federal
    • Banker’s Life/Colonial Healthcare
    • Blue Cross/Blue Shield New Hampshire
    • CIGNA Health Plans
    • ElevateHealth Plan (Harvard Pilgrim Health Care)
    • GIC
    • Harvard Pilgrim Healthcare
    • Harvard Pilgrim STRIDE of New Hampshire
    • Humana
    • Martins Point Healthcare
    • Minuteman Health
    • Tricare
    • Tufts Health Plan
    • United Healthcare

      Non-Commercial Insurance Plans

    • Medicare
    • New Hampshire Healthy Families
    • NH Medicaid
    • Veteran’s Choice Program
    • Wellsense

    • New Hampshire State Exchange Plans

    • Ambetter
    • Anthem Blue Cross/Blue Shield of New Hampshire
    • Harvard Pilgrim Healthcare of New England
    • Minuteman Health

    • Vision Insurance Plans

    • Eyemed Vision Care
    • VSP


    GENERAL INSURANCE INFORMATION

    Health insurance and vision insurance are both important to maintain healthy eyes. When you come in for your visit which type of insurance will be used? The answer to this question depends upon the reason you are being seen.

    Please take a moment to review the following information. Feel free to contact us if you have any questions. A member of our staff will be happy to help you.


    Your Health Insurance

    Your health insurance will be used if you are coming in for medical care, much the same as when you visit a cardiologist for an evaluation or follow-up for a heart condition. Health insurance would cover medical eye exams and services for the following:
    •   Ocular diseases such as glaucoma, cataracts, dry eye, or macular degeneration
    •   An existing condition that could affect your eyes, such as diabetes
    •   A complaint such as red eyes, flashes of light, floaters, or loss of vision

    In addition, your health insurance may have benefits that include:
    •   Vision insurance (see below)
    •   A routine eye exam
    •   Parts of the routine exam (such as the refraction)

    Your Vision Insurance

    Your vision insurance (VSP® or Eyemed, for example) is used if you are coming in for a routine eye exam. This visit would be similar to going to your primary care physician for a routine physical exam. Vision insurance would be used in the following situations:
    •   To evaluate vision disorders such as nearsightedness, farsightedness, astigmatism, and presbyopia
    •   If you have no eye problems or previously known eye conditions

    In addition, vision insurance often has benefits that include:
    •   Allowance for prescription eyeglasses and contacts lenses
    •   Allowance for contact lens exam fees
    •   Optical lens enhancements (such as anti-glare coating)

    Frequently Asked Questions

    If the doctor finds a problem during my routine eye exam, will my health insurance be used for my visit?
    Yes. If a problem with your eye is found during your exam, your health insurance will be used to cover the exam, including any further testing or treatment that may be necessary.

    I came in for a routine eye exam and was not noticing any vision problems, why was my health insurance used for the visit?
    Keep in mind that many eye diseases have no symptoms in their early stages. Some eye diseases, like glaucoma, are often diagnosed on routine eye exams.

    I have a routine exam covered under both my health and vision insurance. Which one will you use for my routine exam?
    Either. It is up to you to tell us which plan you would like to use before your visit.

    How can I find out what benefits are covered under my insurance plan(s)?
    The best way to determine what benefits are covered would be to contact your insurance company prior to your visit.

    If my health insurance is used for my visit, can I still use my vision insurance for a routine exam?
    Yes. If your visit is billed under your health insurance, then you may choose to schedule a separate routine exam using your vision insurance. Be aware you may be financially responsible for the exam as determined by your vision insurance.

    Why are contact lens fittings and updates not covered as part of my routine eye exam?
    Fittings and updates to contact lenses require more time and testing during your visit. Most insurance companies therefore treat a contact lens evaluation as a separate service from your routine eye exam. Some insurance plans, however, provide allowances that will cover a portion of this service.