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Insurance

OUR INSURANCE PLANS

We accept most major insurance plans offered in New Hampshire. We are also proud to participate in the Veteran’s Choice Program.

If you do not see your insurance provider listed here or have any questions, please contact our office at (603) 669-3925. We will also gladly verify coverage for you.

Commercial Insurance Plans
  • AARP
  • Aetna
  • Anthem Blue Cross/Blue Shield Federal
  • Banker’s Life/Colonial Healthcare
  • Blue Cross/Blue Shield New Hampshire
  • CIGNA Health Plans
  • ElevateHealth Plan (Harvard Pilgrim Health Care)
  • GIC
  • Harvard Pilgrim Healthcare
  • Harvard Pilgrim STRIDE of New Hampshire
  • Humana
  • Martins Point Healthcare
  • Tricare
  • Tufts Health Plan
  • United Healthcare
Non-Commercial Insurance Plans
  • Medicare
  • New Hampshire Healthy Families
  • NH Medicaid
  • Veteran’s Choice Program
New Hampshire State Exchange Plans
  • Ambetter
  • Anthem Blue Cross/Blue Shield of New Hampshire
  • Harvard Pilgrim Healthcare of New England
GENERAL INSURANCE INFORMATION

Health insurance and vision insurance are both important to maintain healthy eyes. When you come in for your visit which type of insurance will be used? The answer to this question depends upon the reason you are being seen.

Please take a moment to review the following information. Feel free to contact us if you have any questions. A member of our staff will be happy to help you.

Your Health Insurance

Your health insurance will be used if you are coming in for medical care, much the same as when you visit a cardiologist for an evaluation or follow-up for a heart condition. Health insurance would cover medical eye exams and services for the following:

In addition, your health insurance may have benefits that include:

  • Vision insurance (see below
  • A routine eye exam
  • Parts of the routine exam (such as the refraction)
Your Vision Insurance

Your vision insurance is used if you are coming in for a routine eye exam. This visit would be similar to going to your primary care physician for a routine physical exam. Vision insurance would be used in the following situations:

In addition, your vision insurance may have benefits that include:

  • Allowance for prescription eyeglasses and contacts lenses
  • Allowance for contact lens exam fees
  • Optical lens enhancements (such as anti-glare coating)
Frequently Asked Questions
Yes. If a problem with your eye is found during your exam, your health insurance will be used to cover the exam, including any further testing or treatment that may be necessary.
Keep in mind that many eye diseases have no symptoms in their early stages. Some eye diseases, like glaucoma, are often diagnosed on routine eye exams.
Either. It is up to you to tell us which plan you would like to use before your visit.
The best way to determine what benefits are covered would be to contact your insurance company prior to your visit.
Yes. If your visit is billed under your health insurance, then you may choose to schedule a separate routine exam using your vision insurance. Be aware you may be financially responsible for the exam as determined by your vision insurance.
Fittings and updates to contact lenses require more time and testing during your visit. Most insurance companies therefore treat a contact lens evaluation as a separate service from your routine eye exam. Some insurance plans, however, provide allowances that will cover a portion of this service.